Debt Dandy 146

I´m sometimes amazed by the conditions some people can live in. And some are even happy and content! This boy lived in the ugliest apartment I´ve ever seen during my career. And I´ve seen a lot of bizarre places. This place was small and filthy, not to mention the stench and noise. The boy inherited the flat, which was the only upside I could see. He didn´t have to pay rent. And still, he managed to get himself almost 40 000 in debt. He wanted a new smart phone, you know. The boy fought my proposition, I could see he didn´t want to even think about it. I was fortunate he was the flat owner, because he was scared to loose the furniture, or in the worst case, the whole flat. What would he tell his girlfriend?